How To Get 999M Credits in Forza Horizon 5 PS54 min read

Struggling to max out your garage or buy your dream cars in FH5? Getting 999M Credits in Forza Horizon 5 PS5 is easier than ever thanks to in-game systems and services built around safe, fast credit delivery. This guide breaks down how to hit the 999M mark legitimately, without breaking rules or risking your account.

Unlock All With 999M Credits

999M Credits in Forza Horizon 5 PS5 gives you total purchasing power. You can unlock ultra-rare cars, instantly upgrade parts, buy every house, and never stress about in-game currency again. Hitting this cap removes the grind from seasonal challenges or Festival Playlist grinds.

Traditional Ways To Earn Credits (And Why They’re Too Slow)

You can race, tune cars, or complete Forzathon challenges. But these take weeks of consistent play. Even top players struggle to earn more than 10M per week through standard play. Credit rewards from online races or wheelspins don’t scale fast enough to meet the high prices of rare cars or upgrade packs.

Seasonal events sometimes give 100K or 300K for hours of racing. That’s nothing compared to what you need to purchase exclusive auction cars or fill out your collection. For the average player, this grind can get exhausting fast.

Buy 999M Credits via Auction House (Best Method)

The fastest and safest method to get 999M Credits in Forza Horizon 5 PS5 is by using the Auction House credit delivery system offered by trusted providers like MitchCactus. Here’s how it works:

1. You purchase a credit package on their site, selecting up to 999M Credits.
2. You list specific cheap cars on the Auction House at maximum buyout prices.
3. They buy your cars, using those buyouts to inject credits into your account.

All of this happens within the game’s natural mechanics. No modding, no account sharing, and no software. It’s safe and legit.

Full Credit Delivery Timeline

Due to a 25-car daily sales limit in FH5, larger packages like the 999M option require around four days to complete. But progress is visible right away. If you choose express delivery, your order is prioritized. The first 250M can be done in under 2 hours.

How Safe Is It?

Buying 999M Credits in Forza Horizon 5 PS5 through the Auction House is 100% safe when done correctly. MitchCactus never asks for your password or account access. You just list and sell cars. This keeps the transaction clean and undetectable.

With over 15,000 verified reviews and a full money-back guarantee, we are the go-to provider for players who want credits without the grind. The system has been tested by thousands without a single ban.

Step-by-Step Process

Here’s what to expect when you purchase credits:

1. Choose your package on the site.
2. Enter your Forza Gamertag.
3. Receive an invite to a private chat.
4. Get instructions on which cars to list.
5. Start receiving credits via purchased auctions.
6. Repeat until full amount is delivered.

Why 999M Over Smaller Packs?

If you’re a serious collector, you’ll burn through 100M in a few car purchases. Rare cars like the Ferrari 250 GTO or McLaren F1 can cost over 20M credits on the Auction House. Upgrades and tuning also rack up costs fast.

By starting with 999M Credits in Forza Horizon 5 PS5, you avoid return trips, save on bulk pricing, and future-proof your wallet. Think of it as the ultimate one-time investment in your Horizon journey.

Bonus: Rare Cars & Modded Accounts

Want to pair your credits with exclusive vehicles? MitchCactus also offers rare car bundles and modded PS5 accounts with stacked garages. These accounts include rare liveries, millions in credits, and hundreds of unlocked cars. It’s another shortcut if you’re starting fresh or want to experience everything at once.

You can also request a custom package tailored to your needs if 999M sounds too much. The support team is online 24/7.

Final Thoughts

Getting 999M Credits in Forza Horizon 5 PS5 isn’t about cheating. It’s about using your time wisely. The Auction House method lets you skip repetitive races and focus on what matters, that is collecting, tuning, and driving.

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